Insurance in Superannuation Working Group

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View the ISWG media statement on the release of the fifth discussion paper here.

Discussion Paper: Premium Adjustment Mechanisms

The fifth discussion paper released by the Insurance in Superannuation Working Group (ISWG) - Premium Adjustment Mechanisms - outlines how practices sometimes described as ‘profit share arrangements’ apply across the industry and operate in practice. 

Proposals include enhancing transparency and introducing tight rules as to how any surplus that can arise is to be credited directly for the benefit of insured members.

View the fifth discussion paper here.

ISWG paper 1

ISWG paper 2

ISWG paper 3

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ISWG Insurance code