Research Paper

Wednesday, 1 March 2017

Fee and performance analysis

AIST has commissioned SuperRatings to examine what consumers are getting from profit-to-member superannuation funds when compared with superannuation funds run for profit (mainly by banks). This research examines over 5,000 investment options and fees, investment returns, and whether the investments underlying the investments are comparable. This report also examines a comparison with a similar report undertaken in 2015 and finds that Choice investment options have remained relatively unchanged regarding fee structures. Choice investment options in the for-profit sector (mainly run by banks) generally provide lower investment returns than the profit-to-member funds and are between 53% to 280% more expensive.